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    What is a Public Adjuster?

    It’s crucial to understand the precise definition of an adjuster first. The individual that assesses how much money you ought to get for your property damage is called a “Adjuster”. Three different kinds of adjusters exist.

    Staff adjusters or business adjusters: These are those who work for a particular insurance company.

    Independent Adjusters: These are adjusters who serve a variety of insurance providers.

    Public Adjuster: 
    Adjusters that work for the public, not for the insurance company. This Adjuster is referred to as a “Public Adjuster,” sometimes referred to as “Private Adjusters”. The Public Adjuster will file your     claim, work directly with your Insurance Company’s adjuster, and ultimately see to it that you get every penny you are entitled to receive for your damages. Although there is a fee associated with hiring a Public Adjuster, the outcome is we guarantee to get you more than the insurance company would offer where you don’t have to pay us for our services.  For our services, Public Adjusters receive a percentage of the money they collect on your behalf, and this percentage may vary slightly with different companies.

    “According to a recent OPAGGA (Office of Program and Policy Analysis & Government Accountability) study in the State of Florida showed that public adjusters negotiate up to 747% larger insurance company settlement for commercial business and home owner insurance property loss claims than the insurance company was planning to pay out.”

    WHY CHOOSE TROPICAL LOSS CONSULTANTS?

    100% CONTINGENCY.

    We operate under a contingency fee basis, which means you owe us nothing if we do not recoup anything.